STAY COOL AND DRIVE COOLER WHEN YOU FINANCE YOUR RIDE WITH ELEMENT.
Whether you want to trade in your car or truck for an upgrade OR refinance from another lender, our auto loans are designed with you in mind. Apply online for an auto loan with Element and head on the road to savings with rates as low as 5.75 APR.*
What you’ll get when you finance your auto loan with Element:
An interest rate as low as 5.75% APR.* Auto loan rates are like golf…lower is better in order to save on your monthly payment. And because everything we do centers around helping our members, ours are among the most competitive you’ll find in the area!
Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home. Use the promo code HOTSUMMER when you apply to get this special deal.
Savings that give you more money for what you love. What could you do with an extra $30, $40, or $50 a month (or more!)?
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.