Summer is almost here.
Not that you need an excuse to get out on the open water and cast a line. In fact, when you cast your line here at Element, you might reel in some big savings. Apply online for a boat loan with Element and we’ll hook you up with rates as low as 4.99 APR*!

You’ll get a lot with your loan at Element.
Turn high rates into fishbait with a rate as low as 4.99% APR*. You’ll get even more enjoyment out of your new toy knowing you’re saving more on your loan payments each month.
Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home. Use the promo code BOATLOAD when you apply to get this special deal.
A BOATLOAD of savings that give you more money for what you love. What could you do with an extra $30, $40, or $50 a month (or more!)?
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:

Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.

Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!

Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!

Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.

Let’s Get Your Bass on the Water Today
Ready to start? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process.