Rates as Low as 2.74% APR*
Have more cheer this year with a great rate on ANY make or model. While dealers are offering special rates for certain makes and models, Element has awesome auto loan rates on new AND used cars and trucks. Plus, for a limited time, you can enjoy no payments for 90 days when you choose us for your auto loan.**
You may even pay less for a new car or truck with an Element auto loan. How? Many zero percent interest deals require you to give up other dealer incentives or discounts.
Compare and Save
Zero Percent Dealership Offer |
Element Auto Loan |
|
Purchase Price |
$35,000 | $35,000 |
Discounts & Rebates |
$0 | $5,000 |
Amount Financed |
$35,000 | $30,000 |
Interest Rate |
0.0% APR | 2.74% APR* |
72 Month Loan Interest |
$0 | $2,567.70 |
Total Cost |
$35,000 | $32,567.70 |
*APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history, and may differ from rates quoted above. Offer ends December 31, 2020. Offer may not be combined with any other offer and applies to new loans only for terms 72-months and below. All loans subject to approval. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility required. **No payments for 90 days: Interest will continue to accrue during the deferment period. Federally insured by NCUA.
WHAT OUR MEMBERS SAY
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.