Deck the Halls, Reno the Walls

Remodels, Holidays, and Everything In-Between

Why not turn this season into one to remember? Whether it’s time to upgrade your home or escape to somewhere warm, Element FCU’s Home Equity Line of Credit has you covered.

Rates as low as 7.99% APR*

Don’t stop at decking the halls – you could reno the walls, too!
With Element FCU’s Home Equity Line of Credit, you’ll get:

No processing fees—that’s a gift in itself!

Use your equity, your way: Remodel, travel, or even wrap up lingering bills.

Here’s what a few of our 5,200+ members have to say:

Emily, Lending Manager
Emily, Lending Manager

Get started today.

Ready to apply for your Home Equity Line of Credit? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process.

*APR = Annual Percentage Rate. All loans are subject to approval and collateral evaluation. Loans are only available for homes located in the state of West Virginia. The advertised rate is for a 10-year open-end Home Equity Line of Credit and for members with credit scores between 750-850. Rates/terms vary based on LTV, amount, term, lien position, and credit qualifications. The minimum amount for 7.99% APR is $20,000, with an additional 0.50% added to the rate for amounts $19,999 and under. Offer not available for refinances of existing Element home equity loans. Property insurance is required; flood insurance may be required. Rates are subject to change at any time. May not be combined with other offers, contact the credit union for details. Membership eligibility is required. NMLS# #810050. Equal Housing Lender.