Terms & Conditions – Easy 180

Need a short term loan while waiting for that income tax return, employer reimbursement or any other reason? The Easy 90 and Easy 180 notes are right for you. Oh, and get this….they’re ZERO percent Annual Percentage Rate. Application fees apply.

Easy 90: Note must be paid in full on on the 90th day. If note is not paid in full by day 90, any outstanding balance will be converted to a term loan with an annual percentage rate of 18.00%. The term of this new loan will be payable within 18 months.

Easy 180: Note must be paid in full on on the 180th day. If note is not paid in full by day 180, any outstanding balance will be converted to a term loan with an annual percentage rate of 18.00%. The term of this new loan will be payable within 18 months.

I agree to Element Federal Credit Union’s electronic forms submission policy as well as these complete Terms and Conditions.