Terms & Conditions – Send My Stuff

Send My Stuff allows you to send us checks for deposit or to deliver us other documentation via a secure, electronic delivery system.  Checks must be received by 4:00 pm EST to guarantee same day deposit.  If checks are received after 4:00 pm EST, they will be guaranteed for deposit by the next business day.

Checks are not automatically deposited to your account.  They are verified and processed by a real human being before funds are made available in your account.  Holds may apply, as described in our funds availability policy.  If your image is not good enough and can’t be processed, we will contact you and ask you to resubmit your check image.

If you attempt to deposit a check more than one time (submit the same check for deposit), we will revoke your access to this service.

I agree to Element Federal Credit Union’s electronic forms submission policy as well as these complete Terms and Conditions.