An Element Mastercard® with Low Intro Rates?
It’s the gift that keeps on giving the whole year. Choose Element for your holiday shopping card and save more with a 12-month introductory rate of 1.99% APR.*
What you’ll get when you finance your holidays with an Element Mastercard:
An intro rate as low as 1.99% APR.* Save on your monthly payment with a crazy-low rate for 12 months. And because everything we do centers around helping our members, ours are among the most competitive you’ll find in the area!
Easy-peasy applications. Submit your loan application conveniently and comfortably without ever needing to leave the comfort of your couch. With e-sign, you can complete the process start-to-finish in your PJs! Use the promo code HOLIDAYCARD when you apply to get this special deal.
More money for what you love this holiday season. Borrow up to $3,000 to cover expenses like entertaining, gifts, decorations, and more. Plus, think about what you could do with an extra $30, $40, or $50 a month (or more!) in savings!
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.
Apply for your Element credit card and get approved in minutes.
Ready to save on your holiday purchases? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process. Make sure to use the promotional code HOLIDAYCARD to get this special deal!