Shades of EleMEnt Credit Cards

An Element Mastercard® with Low Intro Rates?

It’s the gift that keeps on giving the whole year. Choose Element for your holiday shopping card and save more with a 12-month introductory rate of 1.99% APR.*

Nina is a wedding planning wizard, a weekend warrior, and a cookie queen.

What you’ll get when you finance your holidays with an Element Mastercard:

An intro rate as low as 1.99% APR.* Save on your monthly payment with a crazy-low rate for 12 months. And because everything we do centers around helping our members, ours are among the most competitive you’ll find in the area!

Easy-peasy applications. Submit your loan application conveniently and comfortably without ever needing to leave the comfort of your couch. With e-sign, you can complete the process start-to-finish in your PJs! Use the promo code HOLIDAYCARD when you apply to get this special deal. 

More money for what you love this holiday season. Borrow up to $3,000 to cover expenses like entertaining, gifts, decorations, and more. Plus, think about what you could do with an extra $30, $40, or $50 a month (or more!) in savings!

A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.

Here’s what a few of our 5,200+ members have to say:

Emily, Lending Manager
Emily, Lending Manager

Apply for your Element credit card and get approved in minutes.

Ready to save on your holiday purchases? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process. Make sure to use the promotional code HOLIDAYCARD to get this special deal!

*APR = Annual Percentage Rate. The introductory rate of 1.99% APR is good for 1 year. The subsequent rate you receive is based on your individual credit score and history. As of 10/1/2021, rates range from 8.50% APR to 18.00% APR and will vary based on product type, creditworthiness, and the market based on the U.S. Prime Rate. Rates are subject to change at any time. Offers of credit are subject to approval. Offer may not be combined with any other offer and applies to new MasterCard credit cards only. Must use promotional code HOLIDAYCARD for offer. Membership eligibility is required. Restrictions may apply – see credit union for complete details. Federally insured by NCUA.