Shades of EleMEnt Holiday Loans

Affordable Holiday Loans from Element

Holiday list have you feeling a little cold on the season? Let us help you pay for whatever the season brings – gifts, entertaining, decorations, travel, and more! Holiday Loan rates are as low as 7.49% APR.*

Sandi is an instant pot gourmande, an empress of organized chaos, and an artist extraordinaire.

What you’ll get when you finance your holiday fun with Element:

An interest rate as low as 7.49% APR.* A lower rate allows you to save on your monthly payment compared to most major credit cards. And because everything we do centers around helping members, our rates are among the most competitive you’ll find locally!

Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home. Use the promo code HOLIDAYLOAN when you apply to get this special deal. 

More money this holiday season for what you love. Borrow up to $3,000 and spend on gifts or whatever else you need! Better yet, take up to 12 months to pay it back.

A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.

Here’s what a few of our 5,200+ members have to say:

Emily, Lending Manager
Emily, Lending Manager

Finance the Holidays with a Holiday Loan from Element

Ready to get started? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process. Don’t forget to use the code HOLIDAYLOAN when submitting your application!

*APR = Annual Percentage Rate. Lowest available APR of 7.49% applies to loans with ACH or AFT payment and credit scores 700+; as low as 8.00% APR without ACH or AFT payment. Your individual rate may vary depending on credit score and other qualifying factors. Subject to credit approval. Loans currently financed with Element are not eligible for this offer. Rate subject to change at any time without notice. $49 processing fee will be assessed. Offer valid through January 15, 2022. Approximate monthly payment of $260.26 for maximum $3,000 loan at 7.49% APR over 12-month term. Membership eligibility required. Please contact the credit union for additional information. Federally insured by NCUA.