Affordable Holiday Loans from Element
Holiday list have you feeling a little cold on the season? Let us help you pay for whatever the season brings – gifts, entertaining, decorations, travel, and more! Holiday Loan rates are as low as 7.49% APR.*
What you’ll get when you finance your holiday fun with Element:
An interest rate as low as 7.49% APR.* A lower rate allows you to save on your monthly payment compared to most major credit cards. And because everything we do centers around helping members, our rates are among the most competitive you’ll find locally!
Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home. Use the promo code HOLIDAYLOAN when you apply to get this special deal.
More money this holiday season for what you love. Borrow up to $3,000 and spend on gifts or whatever else you need! Better yet, take up to 12 months to pay it back.
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.
Finance the Holidays with a Holiday Loan from Element
Ready to get started? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process. Don’t forget to use the code HOLIDAYLOAN when submitting your application!