Get-R-Done This Spring with a Home Equity Line of Credit
New deck out back? Not impossible. Putting in a pool? Definitely doable. Removing the teddy bear wallpaper that came with your house? …Gotcha covered (and it’s a good thing!). Get moving on your home projects with the help of your equity – we’re offering an introductory rate as low as 1.99% APR* for 12-months on our Home Equity Lines of Credit. Plus, pay NO closing costs!**
What you’ll get when you choose Element for a Home Equity Line of Credit:
An affordable way to pay for whatever you need. Folks use home equity products to upgrade or repair their homes, make a large purchase, or even consolidate credit card debt!
A 12-month introductory rate as low as 1.99% APR.* Low rates matter because this means you’ll pay less in interest over the life of your loan and enjoy a more affordable monthly payment.
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
No closing costs.** These are often 2-5% of the loan when charged by other lenders. Not here!
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.