Shades of Element Toy Loans

Hit the open road or water with a boat, motorcycle, or recreational vehicle loan from Element.

There’s nothing that says summer fun has to be expensive. Affordably finance your new toy with interest rates as low as 4.99% APR* and enjoy 3 months of fun with NO payments for the first 90 days!**

What you’ll get when you choose Element to finance your boat, motorcycle, ATV, or RV: 

An interest rate as low as 4.99% APR.* We offer among the most competitive rates you’ll find, so you’ll pay less interest over the life of your loan and enjoy a lower monthly payment. 

Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home.

No payments for 90 days**. Give your new toy a test ride and have some fun before making your first loan payment. 

A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.

Here’s what a few of our 5,200+ members have to say:

Emily, Lending Manager
Emily, Lending Manager

Start enjoying the wild and wonderful outdoors today.

Ready to finance your next recreational vehicle? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process.

*APR=Annual Percentage Rate. Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness. All loans subject to approval.
**Interest will continue to accrue during the skipped period. All loans subject to approval. Loans currently financed with Element FCU are not eligible to refinance under this offer. Element reserves the right to discontinue, change and/or update the promotion without notice. Membership eligibility required. See credit union for details. Federally insured by NCUA.