Hit the open road or water with a boat, motorcycle, or recreational vehicle loan from Element.
There’s nothing that says summer fun has to be expensive. Affordably finance your new toy with interest rates as low as 4.99% APR* and enjoy 3 months of fun with NO payments for the first 90 days!**
What you’ll get when you choose Element to finance your boat, motorcycle, ATV, or RV:
An interest rate as low as 4.99% APR.* We offer among the most competitive rates you’ll find, so you’ll pay less interest over the life of your loan and enjoy a lower monthly payment.
Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home.
No payments for 90 days**. Give your new toy a test ride and have some fun before making your first loan payment.
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.
Start enjoying the wild and wonderful outdoors today.
Ready to finance your next recreational vehicle? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process.