Shades of Element Auto Loans

See more green with an auto loan from Element.

A financial institution made for you, by you. Even if you have your car or truck loan somewhere else, you can move it to Element and save big bucks for whatever brings you joy. Apply online today to switch it over and get a rate as low as 0.99% APR.* Our lips are sealed – we won’t tell your lender you’re seeing someone else 😉

What you’ll get when you refinance your auto loan to Element (or heck, just come to us first! You’ll get the same benefits if you’re looking for a new-to-you ride, too.):

An interest rate as low as 0.99% APR.* Auto loan rates are like golf…lower is better. For example, if you have a $20,000 loan somewhere else and are paying the average interest rate of 5.27% APR,** you’d save $1,359.72 in interest.

Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home.

Savings that give you more money for what you love. What could you do with an extra $30, $40, or $50 a month (or more!)?

A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.

Here’s what a few of our 5,200+ members have to say:

Emily, Lending Manager
Emily, Lending Manager

Let’s Get Your Auto Loan Moved to Element

Ready to start saving on your auto loan? We’re here to help! Apply online now or contact us directly if you have any questions before beginning the process.

*APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history, and may differ from rates quoted above. Offer ends March 31, 2021. Offer may not be combined with any other offer and applies to new loans only for terms 36-months and below. All loans subject to approval. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility required. Federally insured by NCUA.