A Checking Account That Gives Back to West Virginia AND You.
Our members do good…so it makes sense that our checking accounts would, too. Each swipe of your debit card gives back to local organizations committed to making an impact in West Virginia. Plus, you’ll earn more on your money and enjoy payday early.
Here’s what community-based checking accounts look like in action
(and how they help you!):
Our #SwipeItForGood program supports the following organizations (and growing!): Manna Meal, Covenant House, Heart and Hand Thrift Store, Kanawha-Charleston Humane Association, South Charleston Public Library, and Bags of Blessings.
Easy-peasy applications. Submit your checking account application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home.
Each swipe of your debit card will generate a $0.05* donation to your selected #SwipeItForGood charity.
Get paid up to 2 days before payday when you sign up for direct deposit.
Earn up to 5.00% APY** on your checking account balance up to $2,000.
A financial institution that feels like home. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.