*Offer applies to consumer loans only open for 90+ days and excludes mortgage/home equity loans. Loan must be current and in good standing at the credit union. A $30 processing fee per loan is required and must be submitted a minimum of 5 days before the loan due date. Maximum of 8 skip-a-pays per life of loan and cannot be closer than 90 days apart. Skipping a payment will extend the original term of the loan and finance charges will continue to accrue. Skip-a-pay program does not prevent any existing ACH transfers, which will still take place with funds being deposited into the share account affiliated with the loan.