Earn up to $200* when you open a new account at Element.
Just use promo code KROGER when you apply.
At Element Federal Credit Union, we offer custom-crafted, local banking solutions for all kinds of folks. We’re a financial institution made up of your friends and neighbors. How does that make us different? We say “yes” and work to find solutions where others couldn’t or wouldn’t. We save you money by charging fewer fees, helping you earn more on your savings, and offering lower loan rates. We give back and support the local community that is so near and dear to our hearts.
Unlike a bank where you’re a customer, joining Element means you actually OWN part of your financial institution, so you have a voice in what happens here. Our hope is when you come through our doors, you find your “element” – whatever that looks like for you.
*All loans subject to approval. Incentive dependent on products opened at time of application. See credit union for details. Federally insured by NCUA. Equal Housing Lender.
CHECKING ● VEHICLE LOANS ● RECREATIONAL VEHICLE LOANS ● HOME MORTGAGES
HOME EQUITY LOANS ● #SWIPEITFORGOOD ● SAVINGS OPTIONS
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.
Come as you are.
Welcome to the financial institution that provides nothing but judgment-free solutions. We’re here to help! Open your account or apply for a loan online now, or contact us directly if you have any questions before beginning the process.