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Craft Banking Just for You.

Earn up to $200* when you open a new account at Element. 

Just use promo code KROGER when you apply.

At Element Federal Credit Union, we offer custom-crafted, local banking solutions for all kinds of folks. We’re a financial institution made up of your friends and neighbors. How does that make us different? We say “yes” and work to find solutions where others couldn’t or wouldn’t. We save you money by charging fewer fees, helping you earn more on your savings, and offering lower loan rates. We give back and support the local community that is so near and dear to our hearts.

Unlike a bank where you’re a customer, joining Element means you actually OWN part of your financial institution, so you have a voice in what happens here. Our hope is when you come through our doors, you find your “element” – whatever that looks like for you.

Map of element locations
*All loans subject to approval. Incentive dependent on products opened at time of application. See credit union for details. Federally insured by NCUA. Equal Housing Lender.

CHECKING  ●  VEHICLE LOANS  ●  RECREATIONAL VEHICLE LOANS  ●  HOME MORTGAGES

HOME EQUITY LOANS  ●  #SWIPEITFORGOOD  ●  SAVINGS OPTIONS

Here’s what a few of our 5,200+ members have to say:

Individualism. It's our philosophy: here, you're free to be you.
Innovation. We are fearless - we take the road less traveled and do what has not been done.
Emily, Lending Manager
Emily, Lending Manager

Come as you are.

Welcome to the financial institution that provides nothing but judgment-free solutions. We’re here to help! Open your account or apply for a loan online now, or contact us directly if you have any questions before beginning the process.

Membership eligibility required. Federally insured by NCUA. All loans subject to approval. Equal Housing Lender.
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