Cover Branch
Your Branch Is In Your Palm

Bank anywhere, anytime with our mobile app.

Get the App!
Get the App!
Banzai! Learning Center

Empowers you to learn at any age

Get Started
Get Started
Element Dancing
We Believe In You

You can FEEL the positivity when you walk through the door.

Join Us!
Join Us!
Winding river
Proud To Call WV Home

Home is where the heart is. Our heart is here.

Join Us!
Join Us!
Capitol Market
We Believe In Community

Engaged organizations and individuals build strong communities

Join Us!
Join Us!


When you join Element, you belong to our cooperative family. We serve you where you are and provide solutions that meet your specialized needs. We are #ThePlaceYouBelong.

If you’re ready to fully fund and open your account right now, choose “Open Account Now.”

If you want to get the process started, choose “Open Account Later.”

Open Your Account Now

Fully fund & open your account. You’ll need:

  • Government issued photo ID
  • Debit or credit card (to fund account)

* Proof of residency is also required if your ID address doesn’t match your current address.
* Not a West Virginia resident? Check your eligibility before you start.

This application will take 5-7 minutes to complete if you have your stuff handy.

Fully Fund Your Account Now
open account and fund it now

Open Your Account Later

Not ready to automatically open right now?

Use our quick and easy short form, and we’ll contact you later to set up your account.

This form takes 1-2 minutes to complete if you can type fast.

Apply Now & Setup Later
open account and fund later

Already an Element Member?

Login to your account to set up more services or contact us for help.
Contact Us
element members

Apply Now & Setup Later

Use this option if you’re not ready to automatically fund your account. We’ll reach out to you and set up your account the old-fashioned way.