Hot Rates

Checking & Savings

Infinite Checking
(as high as)
5.00% APY**


Money Market
(as high as)
0.35% APY**

Loans

New & Used Autos
(as low as)
2.24% APR*


Home Equity

(Fixed rate, as low as)
4.49% APR*


MasterCard Credit Card

8.50% to 18.00% APR*

CDs

1 Year Certificate 
        0.60% APY**                  

3 Year Certificate 
1.25% APY**

5 Year Certificate 
1.50% APY**

Checking and Debit Accounts

Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Value Checking No Minimum 0.00% 0.00% $50
Spending Account No Minimum 0.00% 0.00% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Infinite Checking Qualifying $0.01-$2,000 4.88% 5.00% $50
Infinite Checking Qualifying $2,000.01 and up 0.10% 0.10% $50
Infinite Checking Non-Qualifying $0.01 and up 0.01% 0.01% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Zombie Account Qualifying $0.01-$2,000 4.88% 5.00% $50
Zombie Account Qualifying $2,000.01 and up 0.10% 0.10% $50
Zombie Account Non-Qualifying $0.01 and up 0.01% 0.01% $50

**APY- Annual Percentage Yield

Savings Accounts

Account Minimum Balance to earn APY** Rate APY** Minimum Deposit
Share Savings $100-$999 .00% .00% $10
Share Savings $1,000-$4,999 .05% .05% $10
Share Savings $5,000-$24,999 .05% .05% $10
Share Savings $25,000-$49,999 .10% .10% $10
Share Savings $50,000 and up .10% .10% $10
Money Market $5,000-$9,999 .10% .10% $5,000
Money Market $10,000-$24,999 .13% .13% $5,000
Money Market $25,000-$49,999 .25% .25% $5,000
Money Market $50,000 and up .35% .35% $5,000
My Secret Stash $25 .10% .10% $25
Holiday Savings $25 .10% .10% $25
Emergency Moolah $25 .10% .10% $25
Soccer Moms & Dads $25 .10% .10% $25
Vacation Savings $25 .10% .10% $25

**APY- Annual Percentage Yield

Certificates of Deposit (CDs)

Term Rate APY** Minimum Deposit
6 months 0.25% 0.25% $100
1 Year 0.599% 0.60% $100
2 Years 0.996% 1.00% $100
3 Years 1.243% 1.25% $100
5 Years 1.490% 1.50% $100

**APY- Annual Percentage Yield

IRA – Individual Retirement Account

IRA – Individual Retirement Account

Certificate Rates - Effective Monday, August 21, 2017
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.240%$100.00
1 YEAR CERTIFICATE0.600%$100.00
2 YEAR CERTIFICATE1.000%$100.00
3 YEAR CERTIFICATE1.250%$100.00
5 YEAR CERTIFICATE1.500%$100.00

Car, Truck and SUV

Loan Rates - Effective Monday, August 21, 2017
Loan TypeRates as low asTerms/Information
New Auto2.240%Treat yourself to a new car. You deserve it!
Used Auto2.990%It may be used, but it's new to you!

RV – Motorcycle, Boat, ATV, Camper

Loan Rates - Effective Monday, August 21, 2017
Loan TypeRates as low asTerms/Information
New Recreational Vehicle4.240%We can help you finance your fun!
Used Recreational Vehicle4.990%We can help you finance your fun!

MasterCard Credit Card

Loan Rates - Effective Monday, August 21, 2017
Loan TypeRates as low asTerms/Information
MasterCard Credit Card8.500%Get in your Element with our personalized MasterCard.

Other Loans

Loan Rates - Effective Monday, August 21, 2017
Loan TypeRates as low asTerms/Information
Line of Credit7.240%Need a little extra cash? We can help!
Wedding Loan7.240%We can help make your day extra special.
Adoption7.240%There's nothing like holding that bundle of joy in your arms
Mid Life Crisis7.240%Have an itch? We can help you scratch it.
Bucket List7.240%It's time to mark that item off your list. We can help!
Vacation Loan7.240%Ready to get away? Let us help!
Home Equity Line of Credit4.500%Perfect for home improvments or debt consolidation.
EZ 90 Day Note0.000%Need a short term loan? We make it EZ!
EZ 180 Day Note0.000%Need a little longer short term loan? This is just as EZ!