Our Best Rates

Checking & Savings

Infinite Checking
(as high as)
5.00% APY**


High Yield Money Market
(as high as)
2.25% APY**

Loans

New & Used Autos
(as low as)
2.74% APR*


Home Equity

(Fixed rate, as low as)
5.74% APR*


MasterCard Credit Card

8.50% to 18.00% APR*

CDs

13 Month Certificate 
        1.30% APY**                  

14 Month Certificate 
1.55% APY**

19 Month Certificate 
2.30% APY**

20 Month Certificate 
2.01% APY**

Checking and Debit Accounts

Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Value Checking No Minimum 0.00% 0.00% $50
Spending Account No Minimum 0.00% 0.00% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Infinite Checking Qualifying $0.01-$2,000 4.88% 5.00% $50
Infinite Checking Qualifying $2,000.01 and up 0.10% 0.10% $50
Infinite Checking Non-Qualifying $0.01 and up 0.01% 0.01% $50
Account Minimum Balance to Earn APY** Rate APY** Minimum Deposit
Zombie Account Qualifying $0.01-$2,000 4.88% 5.00% $50
Zombie Account Qualifying $2,000.01 and up 0.10% 0.10% $50
Zombie Account Non-Qualifying $0.01 and up 0.01% 0.01% $50

**APY- Annual Percentage Yield

Savings Accounts

Savings Rates - Effective Monday, October 1, 2018
APYMinimum
Deposit
Minimum
Balance
SHARE SAVINGS0.000%$10.00$10.00
SHARE SAVINGS0.050%$10.00$100.00
SHARE SAVINGS0.050%$10.00$1,000.00
SHARE SAVINGS0.050%$10.00$5,000.00
SHARE SAVINGS0.100%$10.00$25,000.00
SHARE SAVINGS0.100%$10.00$50,000.00
SPECIAL SAVINGS0.100%$0.00$10.00
MONEY MARKET0.000%$5,000.00$5,000.00
MONEY MARKET0.250%$5,000.00$10,000.00
MONEY MARKET0.400%$5,000.00$25,000.00
MONEY MARKET0.750%$5,000.00$50,000.00
HIGH YIELD MONEY MKT2.250%$25,000.00$25,000.00
MY SECRET STASH0.100%$0.00$25.00
VACATION CLUB0.100%$0.00$25.00
HOLIDAY CLUB0.100%$0.00$25.00
EMERGENCY MOOLAH0.100%$0.00$25.00
SOCCER MOMS & DADS0.100%$0.00$25.00

Certificates of Deposit

Certificate Rates - Effective Tuesday, November 20, 2018
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.010%$100.00
1 YEAR CERTIFICATE1.250%$100.00
13 MONTH CERTIFICATE1.300%$1,000.00
14 MONTH CERTIFICATE1.550%$5,000.00
20 MONTH CERTIFICATE2.010%$5,000.00
2 YEAR CERTIFICATE1.750%$100.00
3 YEAR CERTIFICATE2.500%$100.00
5 YEAR CERTIFICATE3.000%$100.00
48 MONTH CERTIFICATE2.250%$100.00

IRA – Individual Retirement Account

Certificate Rates - Effective Tuesday, November 20, 2018
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.010%$100.00
1 YEAR CERTIFICATE1.250%$100.00
2 YEAR CERTIFICATE1.750%$100.00
3 YEAR CERTIFICATE2.500%$100.00
5 YEAR CERTIFICATE3.000%$100.00

Car, Truck and SUV

Jeep

Loan Rates - Effective Tuesday, November 20, 2018
Loan TypeRates as low asTerms/Information
New Auto2.740%Treat yourself to a new car. You deserve it!
Used Auto3.740%It may be used, but it's new to you!

RV – Motorcycle, Boat, ATV, Camper

RV

Loan Rates - Effective Tuesday, November 20, 2018
Loan TypeRates as low asTerms/Information
New Recreational Vehicle4.990%We can help you finance your fun!
Used Recreational Vehicle5.740%We can help you finance your fun!

MasterCard Credit Card

Credit Card

Loan Rates - Effective Tuesday, November 20, 2018
Loan TypeRates as low asTerms/Information
MasterCard Credit Card8.500%Get in your Element with our personalized MasterCard.

Other Loans

Other loans

Loan Rates - Effective Tuesday, November 20, 2018
Loan TypeRates as low asTerms/Information
Line of Credit8.490%Need a little extra cash? We can help!
Wedding Loan8.490%We can help make your day extra special.
Adoption8.490%There's nothing like holding that bundle of joy in your arms
Mid Life Crisis8.490%Have an itch? We can help you scratch it.
Bucket List8.490%It's time to mark that item off your list. We can help!
Vacation Loan8.490%Ready to get away? Let us help!
Holiday Loan7.740%Need a little extra money for that special gift?
Home Equity Line of Credit5.740%Perfect for home improvements or debt consolidation.
EZ 90 Day Note0.000%Need a short term loan? We make it EZ!
EZ 180 Day Note0.000%Need a little longer short term loan? This is just as EZ!