Hot Rates
Loans
Checking and Debit Accounts
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Value Checking | No Minimum | 0.00% | 0.00% | $50 |
| Spending Account | No Minimum | 0.00% | 0.00% | $50 |
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Infinite Checking Qualifying | $0.01-$2,000 | 4.88% | 5.00% | $50 |
| Infinite Checking Qualifying | $2,000.01 and up | 0.10% | 0.10% | $50 |
| Infinite Checking Non-Qualifying | $0.01 and up | 0.01% | 0.01% | $50 |
| Account | Minimum Balance to Earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Zombie Account Qualifying | $0.01-$2,000 | 4.88% | 5.00% | $50 |
| Zombie Account Qualifying | $2,000.01 and up | 0.10% | 0.10% | $50 |
| Zombie Account Non-Qualifying | $0.01 and up | 0.01% | 0.01% | $50 |
**APY- Annual Percentage Yield
Savings Accounts
| Account | Minimum Balance to earn APY** | Rate | APY** | Minimum Deposit |
|---|---|---|---|---|
| Share Savings | $100-$999 | .00% | .00% | $10 |
| Share Savings | $1,000-$4,999 | .05% | .05% | $10 |
| Share Savings | $5,000-$24,999 | .05% | .05% | $10 |
| Share Savings | $25,000-$49,999 | .10% | .10% | $10 |
| Share Savings | $50,000 and up | .10% | .10% | $10 |
| Money Market | $5,000-$9,999 | .10% | .10% | $5,000 |
| Money Market | $10,000-$24,999 | .13% | .13% | $5,000 |
| Money Market | $25,000-$49,999 | .25% | .25% | $5,000 |
| Money Market | $50,000 and up | .35% | .35% | $5,000 |
| My Secret Stash | $25 | .10% | .10% | $25 |
| Holiday Savings | $25 | .10% | .10% | $25 |
| Emergency Moolah | $25 | .10% | .10% | $25 |
| Soccer Moms & Dads | $25 | .10% | .10% | $25 |
| Vacation Savings | $25 | .10% | .10% | $25 |
**APY- Annual Percentage Yield
IRA – Individual Retirement Account
IRA – Individual Retirement Account
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 0.240% | $100.00 |
| 1 YEAR CERTIFICATE | 0.600% | $100.00 |
| 2 YEAR CERTIFICATE | 1.000% | $100.00 |
| 3 YEAR CERTIFICATE | 1.250% | $100.00 |
| 5 YEAR CERTIFICATE | 1.500% | $100.00 |
Car, Truck and SUV
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| New Auto | 2.240% | Treat yourself to a new car. You deserve it! |
| Used Auto | 2.990% | It may be used, but it's new to you! |
RV – Motorcycle, Boat, ATV, Camper
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| New Recreational Vehicle | 4.240% | We can help you finance your fun! |
| Used Recreational Vehicle | 4.990% | We can help you finance your fun! |
MasterCard Credit Card
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| MasterCard Credit Card | 8.500% | Get in your Element with our personalized MasterCard. |
Other Loans
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Line of Credit | 7.240% | Need a little extra cash? We can help! |
| Wedding Loan | 7.240% | We can help make your day extra special. |
| Adoption | 7.240% | There's nothing like holding that bundle of joy in your arms |
| Mid Life Crisis | 7.240% | Have an itch? We can help you scratch it. |
| Bucket List | 7.240% | It's time to mark that item off your list. We can help! |
| Vacation Loan | 7.240% | Ready to get away? Let us help! |
| Home Equity Line of Credit | 4.500% | Perfect for home improvments or debt consolidation. |
| EZ 90 Day Note | 0.000% | Need a short term loan? We make it EZ! |
| EZ 180 Day Note | 0.000% | Need a little longer short term loan? This is just as EZ! |