Next Generation Banking

Be The Change with Element

Our future depends on the next generation – across the world, here in West Virginia, and at our credit union. Element has the people and tech-savvy banking solutions to help the next generation learn how to spend, save, and grow your financial future. Open an account at Element and be the change!

Element Next Generation Accounts include:

  • No monthly maintenance fees
  • Mobile banking access
  • Educational tools and parent advisors

Next Generation Savings

When you join Element, a savings account is automatically included so you can start your savings journey. Plus, it gives you an equal member-share of our financial cooperative – or should we say YOUR financial cooperative.


Next Generation CDs

Continue your savings journey with a certificate of deposit (CD). CD’s are a good way to save over time and earn higher dividends – aka more money. Deposit into your CD and withdraw or renew at the end of the CD term.

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Next Generation Checking

We’re all about learning how to use a checking account and debit card ASAP. That’s why our checking account and debit cards are open to students 13 and older. Custom debit cards are available – to make learning fun, of course.


We’ve got the financial education tools and resources for the next generation at no cost to you.

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It’s A Money Thing

Learn about money and finances with our fun (and easy to understand) videos. Join Jen and the gang on their money journeys. Learn about credit scores, buying a car, investing your money, paying for college and more.

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Zogo App

Zogo is a financial literacy app with bite-sized learning modules on a variety of different topics. Zogo teaches financial literacy in a way that GenZ actually loves. On their phone. Gamified. With incentives embedded.

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We’re from West Virginia too, and proud of it. We’re not just about money; we’re  here to support our community and make it better. Let’s get the next generation excited about a future in the Mountain State.