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First Time Accounts help you on your financial journey from birth to your early 20’s. Start your first time account today!
Hi-5 Youth Savings Account
Designed for birth to 17 years of age. This account helps your child learn to save during the early years. Building a strong savings habit will help them for their entire lifetime.
Element Journey Account
Designed for 13 – 17 years of age. We’ll help your child learn more about saving, spending and investing. Special offers are available with this account.
First Time Checking/Spending Account
Designed for 13-22 years of age. Whether you call them “checks” or “spending”, this account is used for your child’s spending purposes. Learn how to balance your account and keep track of your expenses.
First Time Debit Card Account
Designed for 13-22 years of age. Teach your child how to use a debit card to pay for their purchases. Learn how to balance your account and keep track of your expenses.
First Time Credit Card
Designed for 15-24 years of age. Start building your credit history with a credit card from Element. We’ll teach you the responsible way to handle credit and provide educational resources to help you learn more about money.
First Time Loan
Designed for 18-26 years of age. When you need to buy your first car or finance another purchase, we’re here for you. We’ll help you learn more about credit and financial lingo as well as answer your questions about the buying and loan process.