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  • Element App

    Apps – Element Mobile

    Element Mobile has multiple functions to allow you to access your account, deposit checks, apply for a loan, contact us, shop deals and much more. This app is available in the Apple and Google Play stores.

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  • Waze App

    Apps – Waze

    Waze is the world’s largest community-based traffic and navigation app. Join other drivers in your area who share real-time traffic and road info, saving everyone time and gas money on their daily commute.

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  • Bill Pay

    Bill Pay

    Looking for an easy way to simplify your life? Bill Pay and Bill Presentment can help you do just that. With Bill Pay, you can receive and pay your bills online instantly.

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  • Business Services

    Business Services

    #BankLocal with Element. Your business is your dream. We listen to your vision, your passion, and your plan for building and maintaining a bright future. Element offers a variety of business services to meet your financial needs. Everyone has an element. We help you #GetInYours

    Contact us for a personal consultation to help you and your business fulfill your dreams.

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  • Checking Accounts

    Checking Accounts

    Element Checking Accounts have superpowers. When you #BankLocal, your money stays right here in your community. We’re proud to call #WestVirginia home.

    Login to open your account online or contact a team member to help you choose the right account for your needs.

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  • Club Accounts

    Club Accounts

    Element Club Accounts are designed exclusively for budgeting and planning for your specific cause. Vacation? Holiday shopping? Soccer? Other needs? Let us know.

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  • First Time Account

    First Time Account

    First Time Accounts help you on your financial journey from birth to your early 20’s. Start your first time account today! When you #BankLocal, your money stays right here in your community. We’re proud to call #WestVirginia home.

    Login to open your account online or contact a team member to help you choose the right account for your needs.

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  • Google Pay

    Google Pay

    Google Pay is the fast, simple way to pay in millions of places – online, in stores, and more. It brings together everything you need at checkout and keeps your information safe and secure. Plus, you can manage your account wherever you want – on the web or in the app.

    Link your Element Debit or Credit Card  to Google Pay.

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  • Roth IRA

    IRA – Roth IRA

    Start saving for retirement today. A Roth IRA will earn you tax-free growth and offer flexibility to use your money without penalties before retirement.

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  • Traditional IRA

    IRA – Traditional IRA

    Traditional IRA accounts are a special type of investment that allow your earnings to grow tax-deferred.

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  • MasterCard Credit Card

    MasterCard Credit Card

    Searching for added spending power or increased financial flexibility? Whether you plan to make everyday purchases, consolidate existing credit card balances, or just keep the card close in case of an emergency, you can pick the Element MasterCard Credit Card that will meet your financial needs.

    Link your Element Debit or Credit Card to Apple Pay, Samsung Pay, or Google Pay.

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  • Credit Builder Image

    Own Your Future Credit Builder Loan

    Own Your Future Credit Builder Loans – only from Element Federal Credit Union! We’re all about Money Wellness and helping you build your credit. Give us a call, email, chat, or apply today. We’ll start you on your way to financial wellness.

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  • P2P Pay Anyone

    P2P Pay Anyone

    Pay anyone with Element’s P2P Pay Anyone payment service. You can safely and securely send money to anyone with an email address or text message to their mobile phone.

    Login now to online banking, and go to “Pay & Transfer” and select “Pay Anyone.”

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  • Peeps Perks

    PEEPs Perks

    Business Employee Perks – What the heck does that mean?

    Your business membership in Element FCU can be a great benefit to your employees. Lower loan rates, higher savings rates, easy banking services, and people who care about their success. Let’s talk. #GetInYours

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  • Sallie Mae Student Loans

    Sallie Mae Student Loans

    Choose the student loan that’s right for you. Whether you’re an undergraduate, graduate, or parent — we have options to meet your specific needs with Sallie Mae Student Loans.

    • Competitive interest rates
    • No origination fee or prepayment penalty
    • Multiple repayment options

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