Element Blog

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7 Holiday Shopping Hacks for the Savvy Shopper

The holiday shopping season is upon us, and we know it can be tough to stick to your budget. Here are 7 holiday shopping hacks to make sure you find exactly what you need—and don’t spend more than you should. Tips to Follow: Make a list and check it twice. When you shop with a […]

Black Friday Sale sign next to clock on background

4 Holiday Scams to Watch For on Black Friday

Black Friday and holiday shopping is a time of year that brings out the best in people. It’s a time when we all want to be generous, buy gifts for our loved ones and give back. The problem is, it’s also a time when scammers are at their most active. Here are four scams to […]

A Man in Black Long Sleeves Using a Calculator

6 Things You Can Do To Help Your Credit Score Today

Getting and keeping a high credit score will help you achieve financial wellness, but it can be tough. Here are some ways you can start boosting your score today. Pay your bills on time. Your payment history has the greatest impact on your score. Missed payments can cause a significant drop in your score, and […]

Young man counts money and fills in his budget.

Before Leaving Your Job, Make Sure Your Wallet Is Ready

If you’re planning to leave your job during the so-called Great Resignation, it’s important to make sure your finances are in order first. That’s why we’ve outlined some important steps you can take before making the switch. Review your savings When you’re thinking of leaving your job, don’t quit until you have enough savings to […]

Little boy holding dinosaur toy in classroom in front of chalkboard.

Back-to-School Shopping Hacks: 7 Ways to Save

Back-to-school shopping doesn’t have to be stressful or expensive. Here are seven tips for saving this year. Take inventory. Don’t go shopping without first taking stock of what you already have. Keep a running list so you know exactly what you need before you spend any money on new supplies or clothing. Shop tax-free. Sales […]

Woman shopping for new car at dealership smiling at salesperson.

What You Need To Know About Auto Loans

Auto loans are a great way to get a new car or truck, but they can be confusing. If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. Your auto loan will affect your monthly budget for the full term of the loan, so it’s important […]

Young woman pumping gas

FAQ: Should You Use A Credit Card At The Gas Pump?

Q: Should you use a credit card to pay for gas? A: Americans pump close to 393 million gallons of gasoline a day, which is more than a gallon for every American! That’s a lot of gas! And when you think about the high prices at the pump today, you want to make sure you’re […]

Black family playing with child outside

4 Summer Money Moves To Keep You Financially Fit

Summertime is a wonderful time of year for many people, but it’s also a time when some people can find themselves overspending or otherwise getting into financial trouble. Here are four tips for staying out of debt over the summer and sticking to your budget: Prepare for a possible drop in income during the summer. […]

Element Update. January Updates from Element FCU. Element Pride in January. Pet Pride photo contest. Pennies for Pie Donation drive. Honestly Me.

Element Update – January 2021

It’s a brand-new year, and our resolution for 2021 is to support our members and community 24/7 – 365.   We’re starting this year strong with Pride in January. Four weeks, twelve #SwipeItForGood partners, and lots of fun!   WEEK ONE: January 4th – 8th In week one, we’re celebrating WTSQ 88.1, Bags of Blessings, […]

Element Spotlight. Covid-19 hasn't stoped hunger and it has not stopped Manna Meal either. Not only have we quickly adapted to the drastically increased number of meals served but also our approach to service. Amy, Manna Meal Executive Director

Community Spotlight: Manna Meal

Our #SwipeItForGood partner of the month is Manna Meal, a charity located in downtown Charleston, West Virginia, that has been feeding those in need for over 40 years. To learn more about Manna Meal and all they do for our community, we interviewed Amy Wolfe, the Executive Director. “It literally started when Jim Lewis, the rector […]