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Your Money Education Hub
Free, bite-sized video lessons from the NCUA — covering everything from credit scores and home buying to fraud protection and share insurance. Knowledge is the first step to financial freedom.
Why Financial Literacy Matters
Understanding your money empowers you to make confident decisions — whether you're buying your first home, building savings, protecting your identity, or planning for retirement. Element FCU is committed to equipping every member with the tools and knowledge to take control of their financial future.
About These Videos
These short, easy-to-follow videos are produced by the National Credit Union Administration (NCUA) — the federal agency that regulates and insures credit unions like Element FCU. Each video distills complex financial topics into clear, actionable guidance you can use right now.
Consumer Tips: Protect Your Money With a Trusted Contact
Introduces the concept of a trusted contact and offers practical tips to consider when choosing someone to help protect your accounts.
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Consumer Tips: Cryptocurrency
A comprehensive look at cryptocurrency — what it is, how to buy it, how it's used, and what risks to be aware of before participating.
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Consumer Tips: ABLE Accounts
Learn about ABLE accounts — a tax-advantaged savings option for people with disabilities — including who qualifies and why they're useful.
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NCUA Consumer Report: Sending Money Internationally
Know your rights and federal protections when wiring money abroad — an important safeguard for anyone supporting family overseas.
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Consumer Tips: Mortgage Interest Rates
Understand rising mortgage rates, how quickly they can shift, and how interest rate changes can directly impact your home buying budget.
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NCUA Consumer Report: Understanding the Basics of Obtaining a Home Mortgage
Securing a home mortgage is one of the biggest financial decisions you'll make. This video walks you through the essentials before you apply.
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Consumer Tips: Helping Seniors Protect Their Money
Elder financial exploitation costs older Americans billions each year. Learn the warning signs and how to protect the seniors in your life.
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Consumer Tips: Are Credit Reports Really Free?
Learn the truth about free credit reports, how to access yours, and how to protect your personal data — with Consumer Affairs Analyst, Josh.
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Consumer Tips: Act Fast to Protect Your Money
The NCUA's Consumer Assistance Center helps members resolve disputes with credit unions. Learn how to act quickly if something goes wrong.
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NCUA Consumer Report: Share Insurance Account Ownership Types
A clear overview of the different types of share accounts at credit unions and how each ownership type affects your insurance coverage.
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NCUA Consumer Report: Share Insurance Estimator
Step-by-step walkthrough of NCUA's free Share Insurance Estimator tool — so you always know exactly how much of your money is federally protected.
Watch on YouTubeAbout these resources: All videos on this page are produced by the National Credit Union Administration (NCUA), the federal agency that charters, regulates, and insures federally chartered credit unions including Element Federal Credit Union. Content is provided as a public educational resource. View the full library at mycreditunion.gov.
Ready to put your knowledge to work?
Element FCU members get personalized guidance from our team. Reach out to schedule a time to chat.