A little clarity.
A lot more
possibility.
Money questions can feel big. Your next step doesn't have to. Meet Pocketnest—personalized financial wellness guidance, available at no cost to Element members.
Access through Element's consumer online banking.
Big goals.
Small beginnings.
to start asking better questions.
Concept illustration · Not a Pocketnest app screen
What would feel like progress?
There's no single right starting point. Begin with the question that's on your mind today.
“I want a little breathing room.”
Start with budgeting, debt, and the money you need available for everyday life.
“I'm saving for something.”
Bring your savings goals into focus and think through what comes next.
“I want to think ahead.”
Explore retirement, insurance, and estate planning as part of your bigger picture.
Sign in. Start small. Keep going.
Open Pocketnest
Sign in to Element's consumer online banking. Look for Pocketnest in the checking or savings menu.
Share your goals
Tell Pocketnest what matters to you to receive personalized guidance.
Make a weekly check-in
Follow prompts and work on your plan at your pace. Aim for about three minutes a week.
More than
a budget.
Pocketnest covers 10 financial areas, helping you spot gaps and consider your next steps.
Explore your financial wellnessA thoughtful approach to privacy.
Understand how your information is used before you share it.
A little more
to know.
Need help finding Pocketnest?
Email the Element teamIs Pocketnest free?
Yes. It's a no-cost benefit for Element FCU members.
Where do I find it?
Use a “Get started” button on this page to sign in. You can also find Pocketnest in the checking or savings menus in Element's consumer online banking.
How much time should I set aside?
Pocketnest is designed for brief check-ins—about three minutes a week. Take the time you need as you get started.
Do I need to have a plan already?
Start with your goals and questions. Pocketnest helps identify gaps and offers personalized recommendations.
How is my information protected?
Data is encrypted in transit and at rest. Pocketnest doesn't store institution login information or initiate financial transactions. Contact us if you want more information about its security practices.
Who can see my information?
Element and Pocketnest can access your financial wellness information. Pocketnest stores relevant data with your permission and uses Plaid to support connected account data. Review the privacy and consent information presented in Pocketnest, or ask our team before connecting accounts.
I'm not an Element member. Where do I start?
Visit Join Element to request help getting started. Our team will follow up with you.
Make room for your
next money move.
A small check-in is a good place to start.