Be The Change with Element
Our future depends on the next generation – across the world, here in West Virginia, and at our credit union. Element has the people and tech-savvy banking solutions to help the next generation learn how to spend, save, and grow your financial future. Open an account at Element and be the change!
Element Next Generation Accounts include:
- No monthly maintenance fees
- Mobile banking access
- Educational tools and parent advisors
Next Generation Savings
When you join Element, a savings account is automatically included so you can start your savings journey. Plus, it gives you an equal member-share of our financial cooperative – or should we say YOUR financial cooperative.
Next Generation CDs
Continue your savings journey with a certificate of deposit (CD). CD’s are a good way to save over time and earn higher dividends – aka more money. Deposit into your CD and withdraw or renew at the end of the CD term.
Next Generation Checking
We’re all about learning how to use a checking account and debit card ASAP. That’s why our checking account and debit cards are open to people 13 and older. Custom debit cards are available – to make learning fun, of course.
Element’s Next Generation Youth Accounts
Smart money habits start here!
Learning about money has never been more fun—or more rewarding. Element’s Next Generation Youth Accounts are designed for ages 8–17, helping young people build confidence, independence, and financial skills that last a lifetime.
💰 Earn a $25 bonus when you:
-
Complete a quick, age-appropriate financial education module
-
Open your account with a $25 deposit
-
Enroll in eStatements
-
Make at least one deposit each month for three months
It’s that simple! Watch your savings grow while learning the power of smart money moves.
👉 Let’s get started—your future is waiting!