We’ve got your small business covered.
Ready to make 2025 your breakout year? At Element FCU, we’re here to help you hit the ground running with our affordable business loans. Whether it’s upgrading your equipment, hiring new talent, or expanding your operations, we’ve got the perfect financing solution for you.
Element is your partner for growth.
Competitive rates that give you a competitive edge and flexible terms. Get a customizable term that fits your business’s budget from 12 to 60 months.
Loan amounts up to $50,000 to cover every need your business may have.
Easy-peasy applications. Submit your loan application conveniently, safely, and comfortably from your couch…real pants not required. With e-sign, you can complete the process start-to-finish without ever leaving your home. Use the promo code 199AUTOQ321 when you apply to get this special deal.
A financial institution that feels like home. We don’t send your loan off to some other office states away. We’re local to Charleston, West Virginia, made up of your friends and neighbors. Bank at a place where you’re free to be uniquely you.
Here’s what a few of our 5,200+ members have to say:
Nick / Member since 2007
I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.
Shantrace / Member since 2012
Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!
Rhonda / Member since 2013
Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!
Linda / CEO since 1998
I joined Element in 1998. I thought it was just a short pitstop until my next, big adventure. I was wrong. This was the start of my great adventure. I’m glad I stayed and continue to love what I do for our members and our community.
Show your business some love—invest in its future today!
It’s time to grow your vision. Let Element FCU provide the financial boost your business needs this season.