Oh What Fun it Is to Ride

NOW – DEC. 31!

Dash through the snow in your 4-wheel-drive sleigh knowing you got an amazing rate! Buy new or used or refinance the ride you already love and enjoy the silent majesty of the winter landscape today.

Rates as low as 4.50% APR*

How We Make the “Nice” List:

An amazing rate as low as 4.50% APR*

Quick, easy approvals to get you on the road sooner 

Local service from a credit union you trust

Don’t forget to use promo code “RIDE” when you apply!

WHAT CLIENTS SAY

Nick

Nick / Member since 2007

I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I’ve never been treated better or with more respect by any financial institution.

Shantrace

Shantrace / Member since 2012

Element has been instrumental in getting my finances in order. They’ve done everything from protecting me against fraudulent charges to financing my auto loan. If you’re looking for a great credit union, then Element Federal Credit Union is the one you want!

Rhonda

Rhonda / Member since 2013

Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that’s just really cool!

Apply Today!

Get behind the wheel before this deal melts away!

*APR = Annual Percentage Rate. Rates as low as 4.50% APR are available for credit scores 700+ with automatic loan payments. Rates as low as 5.00% APR are available without automatic payments. Actual rate and repayment terms are based on your individual credit score, loan amount, and repayment term, and may differ from rates quoted above. Offer valid for vehicle purchase or refinance using discount code RIDE. Offer valid through December 31, 2025. Offer available for new or used vehicles not to exceed 5 years old. Current Element Federal Credit Union loans are not eligible for refinance. All loans are subject to credit approval. Rates and terms are subject to change without notice. Membership eligibility required. Federally insured by NCUA.